March 29, 2020 admin

The time for “I will still withdraw 500 dollars for the holidays” is over. Today, you can travel more easily inside and outside the EU with your credit card. Why? We explain it to you with regard to 7 main advantages.   1. A means of transport at your fingertips Do you want to rent a car, motorhome, motorbike, scooter or any other means of transport? It is therefore preferable to use a credit card to pay the deposit. The amount is then ‘blocked’ then ‘unlocked’ when you return the vehicle in perfect condition. Renting a vehicle without a credit…

February 12, 2020 admin

As a student, you rarely have sufficient resources to fulfill all your wishes – the most expensive is often your own PC, driver’s license and your own car or scooter. Can I also get a loan as a student and if so, what are the requirements? As a rule, loans that are required for a driver’s license, a PC or even a scooter or a used car are consumer loans or installment loans. These are loans that can be classified as low-value since the loan amount rarely exceeds an amount of 1,000 – 3,000 dollars and which are often not…

January 18, 2020 admin

If you want to build, you can rarely pay for building a house or buying a house and renovating it at one go and are often forced to borrow the missing amount in the form of financing. Of course, nobody wants to pay more than they have to and is always looking for the cheapest financing. This is given in Germany in the form of cheap Good Credit loans But these are usually tied to certain requirements and can only be used once in a lifetime, except in the case of special funding. Building loans from German banks are still…

January 14, 2020 admin

You can find a cheap loan for pensioners with just a few clicks of the mouse on our online calculator or with a single phone call. Advice and mediation by independent experts is completely free and non-binding – both via the Internet and by phone. Who actually writes and advises here? About us How to apply for a loan for retirees You apply for a loan for pensioners just like all other groups of people. You do not have to indicate that it is a loan for pensioners when it is used. (Also read the relevant section below.) How to…

January 5, 2020 admin

As a rule, lenders intend to make a profit. One way to make a profit is to lend money and not only claim back these sums of money but also loan interest. In Germany there are some regulations as well as donors can set their own conditions for the loans. You can therefore largely decide yourself on the amount of the loan interest. Due to the high level of competitive pressure, there are no major differences in interest rates. The loan interest is always adjusted to the default risk However, the loan interest is always adjusted to the default risk…

January 3, 2020 admin

Leave the cold outside and keep the warmth in your rooms: With a loan for roof renovation, you implement all the necessary construction and remodeling measures so that your property is technically up to date. Who actually writes and advises here? About us. Loan for roof renovation instead of construction finance Building finance is generally an option for modernizing or repairing the roof. However, the property must be largely unencumbered for this. This means that any real estate loans must have been repaid at least 80 percent. Before this, a further financial burden from another loan is generally not possible….

December 26, 2019 admin

As is well known, retirees, like the self-employed, find it particularly difficult to get a loan – this is simply because banks take into account all the risks that exist in their considerations of the likelihood that they will not get the borrowed money back must – and of course this includes the death of the borrower, which unfortunately is more likely to be possible for senior citizens than for younger borrowers. Abroad sees it no differently Loans without Schufa, which are offered through German credit intermediaries in Germany, are not intended for people over 55 or 57 years. Of…

December 18, 2019 admin

Only a few banks offer credit for the unemployed. However, financing is still possible under certain conditions. Read about the difficulties you face and the options you have. Who actually writes and advises here? About us. This is a loan for the unemployed When consumers are looking for a loan for the unemployed , there have often been a few cancellations from various banks. The background should not be underestimated: The banks fear that the loan installments cannot be paid by the money that the unemployed borrower has at their disposal. The so-called default risk is often too great for…